of where the
stock market closes

We equip investors to compete in changing market environments with a strategically diversified portfolio

Traditional asset allocation is the practice of dividing investments among different equity and income categories seeking to reduce risk to the extent each asset class acts differently from each other.

We take it one step further and also diversify among strategies. We provide the opportunity for each of our portfolios to be individually diversified across both asset classes, including alternative investments and strategies. When blended together into one account and sorted by risk, the portfolio can achieve a level of diversification that is designed to deal with the challenge of today’s, and future, financial markets.

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It takes longer than most investors think to recover from bear markets

3.6 years

On average, a new bear market begins every 5.5 years, with an average duration of 18.1 months. Omitting the distortion of the 1929 crash, the average time lost making up bear markets (zero earnings): 3.6 years.

36% loss

The average bear market slashed almost 39.4% from stock prices. Omit the ’29 crash, when values declined 87%, and the result is still an average loss of 36.1%.

15 Bears

Between 1929 and 2009 there have been 15 bear markets, defined as those periods when the S&P 500 has fallen at least 20%.

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Our relationship with the investor

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FPI 35th Anniversary

Since 1981, Flexible Plan Investments has been dedicated to preserving and growing wealth through dynamic risk management. We are a turnkey asset management program (TAMP), which means advisors can access and combine our many risk-managed strategies within a single account. Our fee-based separately managed accounts can provide diversified portfolios of actively managed strategies within equity, debt, and alternative asset classes on an array of different platforms. We also offer advisors our OnTarget Investing tool to help set realistic, custom benchmarks for clients and regularly measure progress. Read More...