With Strategic Solutions, Flexible Plan Investments has built an investment vehicle for diversification of more than 30 different active management strategies within a single account. Our trust company agreements open up literally hundreds of new investment opportunities:

• Exchange between over 100 fund families, with no transaction fees — even among load funds! (Other fees may apply.)*
• Invest by check or transfer your fund shares!
• One-time paperwork with easy switching between strategies!
• Only $20,000 minimum per strategy (except Strategic Allocation which requires a minimum of $100,000)!

Simply choose the strategies that best meet your investment style.

*Flexible Plan uses its best efforts to match its strategies to appropriate investment vehicles that do not impose redemption fees or trading restrictions during the holding period applicable to the strategy chosen. However, many funds unilaterally impose redemption fees and trading restrictions without notice to Flexible Plan and fees may not be avoidable. In addition, when a client enters or exits a strategy or management with Flexible Plan, this client action may cause a redemption fee to be generated, even though our management would not have done so. Therefore, it is critical that clients and/or their agents contact our office before requesting a withdrawal, changing a strategy or terminating management.

Strategic Solutions Strategies

DYNAMIC STRATEGIES OFFERED

Market Leaders — Offers investment management techniques based on the Market Leaders Index developed by Disciplined Wealth Management, LLC.. Asset allocation choices are invested into the top performing asset classes and adjusted as market conditions warrant. Available in Strategic, Tactical and Dynamic investment approaches. 

Evolution II — A collection of three to five fund universes utilizing different holding period requirements to expand the list of available funds. The strategy will invest in the best performing funds within each universe, chosen using our proprietary momentum-based dynamic asset allocation model. A money market fund is available within each universe, should that particular group experience mostly downward movement.

Lifetime Evolution — Utilizes Flexible Plan's Evolution Asset Allocation methodology to create up to twelve (12) strategies at various fund families. Based on client's answers to a suitability questionnaire, clients are placed in one of twelve (12) portfolios. Each portfolio holds a different percentage of income or equity investments (which may be funds of which Flexible Plan is the sub-adviser) as the case may be.

Next Generation — Utilizes cutting-edge software from Morningstar/Ibbotson, employing Resampling Allocation. Investments are chosen from ten distinct asset classes, including international and alternative investments, within a Usharpe-filtered investment universe. Also employs daily hedging based on proprietary Targeted Volatility Analysis.

Value Added Asset Allocation — Adopting the Nobel Prize winning principles of Modern Portfolio Theory, Value Added Asset Allocation employs quarterly rebalancing and weekly Evolution rankings in the selection of funds for each of its nine portfolios. Value Added Asset Allocation is available in:

Aggressive — historical risk no higher than S&P 500;
Growth — 75% of such risk;
Moderate — 65% of such risk; and
Conservative — 50% of that risk.

Risk is measured by standard deviation of the portfolio as compared with the S&P 500.

Global Maturities — Using Evolution technology, we select from over a dozen different global and emerging market bond funds those that show the potential to outperform in the coming weeks. Truly a versatile strategy, Global Maturities gives you bond and global investing in one actively managed portfolio. Money market funds are also utilized when the relative performance favors safer, shorter-term rates.

Global Select — Applies our Evolution methodology to global and international funds, while seeking to reduce the higher risks inherent in foreign markets, which include currency and political risks.

High Yield Select — Applies our Evolution methodology to long-term government and high-yield corporate bond funds, which offer the greatest potential total return.

A Better Buy & Hold — Combines the best aspects of asset allocation, dollar cost averaging and capital gain holding periods. Using funds with historically low expenses and turnover, we construct portfolios with one-year holding periods. A Better Buy & Hold seeks improved risk-adjusted returns compared to traditional buy and hold investing.

For A Better World — Applies our Evolution risk reduction system to invest in stock and bond funds that insist on a socially conscious investment philosophy. Designed for charitable organizations and concerned investors, each of the funds in the portfolio rejects investments in industries such as alcohol, tobacco and gambling.

Select Alternatives — Combines the diversification and liquidity of mutual funds with alternative investments traditionally available only to hedge funds. For investors seeking low correlation to the market, rising interest rate/inflation protection and upside potential. A portion of the strategy will be reallocated monthly, with money market always included in the investment selections.

SECTOR STRATEGIES OFFERED

Best Tech — Ranks funds from high-tech industries on a weekly basis and invests in three or more to help manage the inherent risk of many of these funds. Of course, like all Evolution-based strategies, Best Tech can move to money market funds when the environment looks especially treacherous.

Bear Necessities — Seeks to keep your hard-earned money invested in sectors that have historically thrived when the rest of the market may be heading south. The Evolution approach is used to rotate between funds on a weekly basis.

Sector Select — Applies the Evolution approach to a universe of sector funds, seeking to tame the volatility and capture the higher returns of sector funds.

TACTICAL STRATEGIES OFFERED

Classic — a “100% in-100% out” weekly tactical asset allocation model encompassing fundamental, monetary and technical indicators, both sentiment and momentum, in a purely quantitative, fact-based methodology with disciplined implementation procedures.

Political Seasonality — For the investor looking for an alternative to buy & hold on the Dow, Political Seasonality offers a more dynamic approach based on the market's historical tendencies based on thirteen political and seasonal factors over the last 100+ years!

Systematic Advantage — Each day we monitor over 90 money management systems, most tested going back over 25 years. But instead of merely picking the one with the best record last year, we use Evolution technology to rank all systems on a daily basis. We then follow the signals of the top-ranked systems.

Strategic Allocation — While investors can mix and match a customized portfolio of strategies themselves, Flexible Plan will also do it for them. Based on the answers to a Client Suitability Questionnaire and the amount of assets to be managed, a custom portfolio of strategies drawn from the Strategic Solutions active management strategies will be constructed, managed and monitored, with changes to the underlying portfolio of strategies made as needed (at least annually) to seek to create the best mix of strategies. And Flexible Plan does this at no added cost and on accounts as small as $100,000!

Investing has never been easier. Isn't it time you added as many Strategic Solutions to your portfolio as possible? Flexible Plan's strategic diversification delivers a new generation of investment management.

To contact us to obtain more information about Strategic Solutions, click here.

PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS. Since the implementation of Strategic Solutions strategies involves frequent trading in positions, any gains realized (other than in A Better Buy & Hold) will be short-term for federal income tax purposes. Thus, tax-exempt accounts may be better vehicles for accumulation than taxable accounts. Utilization of mutual funds necessarily involves administrative and investment costs which are reflected in the daily net asset values of the funds. This additional layer of costs is incurred notwithstanding that there is no load or transaction fee imposed by the fund on purchase or sale of fund shares. The foregoing descriptions of the various Strategic Solutions describe the objectives of each. There are no guarantees that the stated objective will be met. See Brochure Form ADV for complete descriptions and risk considerations.

Inherent in any investment is the potential for loss as well as the potential for gain. A list of all recommendations made within the immediately preceding year is available upon written request. Research Reports are available upon request for all strategies.

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