Terms and Conditions of Use

Flexible Plan Investments, Ltd. developed this website in order to provide an information service to its clients and their agents, its Broker/Dealer and RIA partners and other visitors. All information found in the pages of this website is protected under the copyright laws of the United States of America. No information found on the pages of this website may be copied, redistributed, reproduced or republished without the express written consent of Flexible Plan Investments and unless the copyright notice is included.

Security of Transmissions

Transmissions made to Flexible Plan Investments via the Internet are not secure; confidentiality of any information cannot be assured. Flexible Plan Investments does not accept any responsibility for damages suffered from the transmission of confidential or sensitive information on the Internet.

No Investment Advice or Offers

The content of this website is strictly for information purposes only and does not constitute an offer or solicitation to purchase or sell any securities, or a recommendation of any security. Neither is this website a solicitation or offer to sell investment advisory services except in jurisdictions where Flexible Plan Investments is registered or where an exemption or exclusion from such registration exists. Flexible Plan Investments does not render or offer to render personalized financial, investment, tax, legal or accounting advice through this website. No visitor to this website should act or refrain from acting on the basis of any content included herein without seeking the appropriate financial or other professional advice.

Performance information presented on this website is historical, and is not indicative of future results.

Information on Website

While Flexible Plan Investments has endeavored to compile accurate and timely information, and has relied on sources it believes to be reliable, the postings on this website may include inadvertent technical or factual inaccuracies and typographical errors. Flexible Plan Investments does not warrant the accuracy or completeness of the materials provided and expressly Disclaims any warranty, express or implied, of any kind, including, but not limited to, warranties of merchantability, noninfringement or fitness for any particular purpose. Flexible Plan Investments does not warrant or represent that the content on the site is complete or up-to-date.

Flexible Plan Investments is under no obligation to update any content on the website. Flexible Plan Investments may change the content on the website at any time without notice.

Linked Third-Party Sites

Access to any other Internet sites linked to this website is at the user's own risk. Hyperlinks to other websites are not an endorsement, approval or certification of information, projections or opinions located at such websites. In addition, third-party sites may be linked to this website, with or without the consent of Flexible Plan Investments. Flexible Plan Investments makes no warranty or representation regarding, does not endorse, and does not accept any responsibility for, any websites linked to or from this website or the information appearing thereon or any of the products or services described thereon.

Password Protection

Access to certain portions of this website is password protected. Passwords should be kept strictly confidential and should not be shared with any other persons not authorized by Flexible Plan Investments. Flexible Plan Investments reserves the right to terminate, at any time, any user's access to password-protected portions of this website.

Limitations of Damages

Under no circumstances shall Flexible Plan Investments be liable for any direct, indirect, special, consequential, punitive or other damages that result from or relate to the use of, or the inability to access or use, the information, materials, content or function on this website or a linked site.

Indemnification and Release

By accessing this website, you agree to indemnify Flexible Plan Investments and hold it harmless from any and all claims and expenses, including attorney's fees, arising from use of this website. In addition, you hereby release Flexible Plan Investments from any and all claims, demands, damages, costs and expenses of any kind or nature whatsoever, whether known or unknown, that you may have against it arising out of or in any way related to such access and use.

Governing Law; Statute of Limitations

This website is published in the United States for residents of the United States. Persons who are not residents of the United States are subject to securities and tax legislation within their applicable jurisdictions that are not addressed on this website. No investment advisory service will be offered or sold in any jurisdiction in which such offer, solicitation or sale, would be contrary to the securities laws or other local laws and regulations. By accessing this website, you agree that the laws of the State of Michigan will apply to all matters relating to the use of this website, without regard to its conflicts of laws principles and, further, that any actions arising out of your use or access to this website shall only be brought in the courts of the State of Michigan. Flexible Plan Investments makes no representation that materials on the website are appropriate or available for use in other locations. Those who choose to access this website from other locations do so on their own initiative and are responsible for compliance with local laws.

Any cause of action you may have with respect to your use of this website must be commenced within one (1) year after the claim or cause of action arises. If for any reason any provision hereof is found, by a court of competent jurisdiction, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to implement the intent of these terms, and the remainder shall continue in full force and effect.